Are you Organising a Firework Display in November?

If you are, it may be a  good idea to check if your current policy provides cover for the liabilities arising from running such an event.

 It is not automatic that the event will be covered – and if cover needs to be extended to cover it, insurers will normally want a risk assessment, and confirmation that you are following best practice.

If you have any doubt, please contact us to discuss – we can provide you with a separate liability policy specifically to cover your event. Premiums will be dependent on number of attendees, limits of liability required and whether you are letting the fireworks off yourselves or using professional pyrotechnicians with their own public liability cover.

Don’t leave it too late!  Nearly 5,000 people were injured by fireworks at November 5^th celebrations in 2017 leading doctors to suggest having warnings on boxes!

https://www.independent.co.uk/news/uk/home-news/bonfire-night-2018-fireworks-display-events-injuries-graphic-pictures-warning-doctors-a8618646.html

Personal injury claims could run into hundreds of thousands if not millions of pounds, so best to make sure that you are adequately insured.